Author: Robert Ogundiran

In the bustling streets of Lagos, efficiency isn’t just a preference, it’s a necessity. For small business owners, every transaction counts. A failed payment or delayed transfer doesn’t just affect cash flow—it risks customer trust and business reputation. Whether you run a boutique in Yaba, a logistics business in Lekki, or a food delivery service in Surulere, having a reliable, fast, and user-friendly payment solution is critical to success. Over the past few years, the rise of mobile payment platforms in Nigeria—especially in Lagos—has transformed how small businesses operate. With fintech innovation accelerating, business owners now have access to tools…

“I just needed ₦50,000 to fix my car and get back to work. My bank laughed me out of the room.” This isn’t fiction. It’s a common story for millions across Africa. If you’ve ever stood in line at a bank, heart pounding, only to be told you don’t “qualify” for a loan because your paperwork isn’t perfect—or because you’re not “bankable enough”—you know how it feels. Frustrating. Dehumanizing. And honestly… unfair. But what if I told you there’s a quiet revolution happening across the continent? One that’s giving power back to the people—whether you’re a struggling student, a small…

Why Nigerian Fintech? In 2020, Paystack—a Nigerian fintech startup—was acquired by Stripe for over $200 million, marking the largest startup acquisition in Nigeria at the time . This landmark deal signaled to the world that Nigeria’s fintech sector was ripe with potential. Wikipedia Fast forward to today, and the momentum hasn’t slowed. Flutterwave, another Nigerian fintech company, has been recognized globally, earning spots on prestigious lists like CNBC’s Disruptor 50 and Fast Company’s Most Innovative Companies . These successes underscore the transformative power of fintech in Nigeria, addressing real-world problems and offering scalable solutions. Wikipedia How to Begin Your Investment…

Mobile money has revolutionized financial inclusion in West Africa, enabling millions to access financial services via mobile phones. As the sector expands, understanding the regulatory landscape is crucial for stakeholders. West Africa: A Mobile Money Powerhouse West Africa has emerged as a global leader in mobile money adoption. Between 2013 and 2023, the number of registered mobile money accounts in the region doubled, with Nigeria, Ghana, and Senegal driving this growth . This surge has significantly contributed to financial inclusion and economic development.primeprogressng.com+2Connecting Africa+2African Business+2 Regulatory Frameworks Across Key Markets 🇳🇬 Nigeria The Central Bank of Nigeria (CBN) oversees mobile…

Transferring money internationally from Nigeria used to feel like a gamble. You’d worry about whether the money would arrive. You’d stress over poor exchange rates. And sometimes, you’d wonder if the entire process was even legal. But in 2025, the game has changed. If you’re a Nigerian supporting family abroad, paying international tuition, managing business expenses, or freelancing for foreign clients, you deserve better than confusion and high fees. This blog post is your no-fluff, crystal-clear guide to transferring money internationally from Nigeria — securely, legally, and confidently. First, Understand the Rules — So You Don’t Break Them In early…

Let’s be real for a second… How many times have you said this to yourself? “This month, I’ll save more. I’ll stop impulse buying. I’ll track my spending like a responsible adult.” Then boom — Jollof rice, data subscription, and that random online course you swore would change your life again take your last ₦5,000. I get it. Adulting is hard. Managing money is even harder, especially in Africa where expenses rise faster than income and the financial system isn’t always designed with YOU in mind. But here’s the good news: We’re not stuck anymore. Because FINTECH is changing the…

If you’ve got this brilliant fintech idea buzzing in your mind. Maybe it’s a slick payment app, a groundbreaking lending platform, or an investment tool that’s about to shake up Nigeria’s financial scene. You’re excited — and rightly so. But here’s the thing: no matter how game-changing your product is, if you don’t play by the rules, your dream can crash before it even takes off. Trust me, I’ve seen it happen. Nigeria’s fintech landscape is fertile ground for innovation — but it’s also a minefield of regulations, agencies, and legal frameworks. Navigating this complex maze is non-negotiable if you…

In Nigeria, agriculture is more than just a means of survival—it’s a cultural pillar and an economic lifeline. Yet, for decades, the sector has been plagued by problems that stifle growth: middlemen exploitation, post-harvest losses, fraud, lack of access to finance, and opacity in supply chains. But what if we told you there’s a technology that can restore trust, eliminate corruption, and empower Nigerian farmers—right from the soil to the shelf? That technology is blockchain. And it’s not just hype anymore. Blockchain is quietly, but powerfully, transforming the way Nigerian farmers grow, distribute, and sell their produce—with transparency as the…

In today’s Nigeria, building a strong credit history isn’t just a “nice-to-have”—it’s a passport to financial freedom. Need a business loan? Want to buy land and pay in installments? Dreaming of financing a car or accessing better rental options? Your credit history will either open those doors—or slam them shut. But here’s the problem:Most Nigerians have never taken a traditional loan or had a credit card. So the question becomes… How do you build credit if you’ve never been part of the system? That’s where fintech comes in. Today, Nigeria’s smartest fintech platforms are rewriting the rules—giving everyday people like…